How to Budget Like a Pro Every Month


Hi there my beautiful lovelies! Hope are doing well and staying safe. At the request of my YouTube channel viewer, I did a segment on how to budget like a pro every month.

As you know, I have ADHD, and it is quite easy for to get sidetracked, which can (in fact it had) have a detrimental impact on my finance. Hence, sticking to a strict budget every month not only helps me keep in track but also know what my finance looks like every month. As a data person, I love visual cues and using spreadsheet helps me visualize my financial situation and move accordingly. I am attaching the spreadsheet template that I use below so that you can use it to track my budget below.

Monthly Budget Template in Excel

Hope you find the template as useful as I found it to be. Please check out my YouTube video to find out detail information on how I use the Template each month to budget like a pro and stay in track financially. Hope you find the spreadsheet as helpful as I found it to be. Please let me know in the comment on how you stay on budget each month. I would love to know what tools do you use for budgeting. 

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In the meantime, don’t forget to check out my Facebook Page and follow me on Instagram @forevernij and Twitter page @allaboutme3181. Are you on Bloglovin? Also please subscribe to my YouTube channel. Let’s support each other. Please follow me and comment below with your information so that I can follow you back.

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3 Minutes Guided Meditation With Soothing Music: Breathing To Find Calm and Relaxation


Hi there my beautiful lovelies! Hope you guys are doing well and staying safe. When was a last time when you actually took the time and breathe? We are always so busy with little or no time in our hands, we forget to take deep breaths to bring us to the present. I have compiled a three-minute guided meditation with soothing music, where we will be using breathing to find calm and Relaxation.  I will post some more short guided meditation tips in the future.

As mentioned before, I use guided meditation not only to relax and stay grounded, but also to be able to focus and relax while living with ADHD. I have used this stress relief for days I am really busy and don’t have much time. Living with ADD/ADHD itself can be quite stressful and exhausting sometimes. Hence, this short guided meditations not only keep me sane but also mindful and compassionate towards myself.

My dear lovelies! What how do you relax and unwind after stressful days? What works for you and what does not. Please comment below to share your thoughts and feedback.

Don’t forget to check out my Facebook Page and follow me on Instagram @forevernij. Are you on Bloglovin? Also please subscribe to my YouTube channel. Let’s support each other. Please follow me and comment below with your information so that I can follow you back.

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Medium Post Five: Poem By Sarnina (Three)


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Like her previous works, in this poem, I can feel the raw emotion that my sister is usually unable to express verbally.  Through these poems, I want to make sure that others can see the same raw emotions that I can see. I hope you can connect to her through her poems.  She pours out her feelings and emotions dealing with depression.

I hope you enjoy this poem as much as I enjoyed sharing it. Don’t forget to check out my Facebook Page and follow me on Instagram @forevernij. Are you on Bloglovin? Also please subscribe to my YouTube channel. Let’s support each other. Please follow me and comment below with your information so that I can follow you back.

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Medium Post Four: Poem By Sarnina (Two)


I am an artist using, using my artwork as an outlet to let my ADHD self free. It also allows me to use my right brain, a key component to mindful living and being self-aware. Just as paintings are my outlets, poems are my sister’s outlet to let her dyslexics self run free. With her permission, I am sharing one such poem. Please show her the same support you have shown me.

This poem is dedicated to the one person who was her friend, mentor, confidant, and guardian angel. With his passing, she lost her best friend, mentor, confidant, and guardian angel. Hope you can feel the same grief in this poem, as I do. In her poem, she pours her heart out, one thing that is hard for her to do due to her dyslexia. Hope you will be able to connect with her emotion through her poems. She wrote this poem dedicating to our grandpa just a few days before the death of our grandma nine years ago

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In this poem, I can feel the raw emotion that my sister is usually unable to express verbally.  Through these poems, I want to make sure that others can see the same raw emotions that I can see. I hope you can connect to her through her poems. What kind of emotions are you feeling in this poem? What emotions can you connect to, through this poem? I am using my own drawing to portray the emotion that I felt while reading this poem.

I hope you enjoy this poem as much as I enjoyed sharing it. Don’t forget to check out my Facebook Page and follow me on Instagram @forevernij. Are you on Bloglovin? Also please subscribe to my YouTube channel. Let’s support each other. Please follow me and comment below with your information so that I can follow you back.

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Medium Post Two


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Inspirational Quote of The Day – Good Thoughts


Hi there my lovelies!The Inspiring Quote of the Day is from Roald Dahl, a British novelist, short-story writer, poet, screenwriter, and wartime fighter pilot. I get inspired by these quotes every day. Hope you will enjoy the inspiring quote of the day from The Twits.

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Check out the entire quote on my YouTube Channel. What do you think of the quote of the day? Do you agree with the poet? Please Comment.

In the meantime don’t forget to checkout my social media sites: Facebook PageYouTube channel, and bloglovin page, and my Amazon recommendations. Please follow me.

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COVID-19 and Children


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Hi there my beautiful lovelies! I hope you all are doing well and staying safe. As a public health person, I constantly try my best to keep me updated about the latest research and findings in public health. That’s why when I saw the latest article by researchers at Massachusetts General Hospital on COVID-19 and children, I was really concerned.

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The article, “Pediatric SARS-CoV-2: Clinical Presentation, Infectivity, and Immune Responses” has been published in the Journal of Pediatrics. The study looked at 192 children between the age of 0 to 22, with an average age of 10.2 years. This is the most comprehensive study of COVID-19 pediatric patients to date.  In this study, 49 children tested positive for COVID-19, and an additional 18 children had late-onset, COVID-19-related illness. The infected children were shown to have a significantly higher level of virus in their airways than hospitalized adults in ICUs for COVID-19 treatment, according to Harvard-affiliated Massachusetts General Hospital (MGH) and Mass General Hospital for Children (MGHfC).

Transmissibility or risk of contagion is greater with a high viral load. And even when children exhibit symptoms typical of COVID-19, like fever, runny nose and cough, they often overlap with common childhood illnesses, including influenza and the common cold. One of the interesting finding from the study is that half of the children with COVID did not have fever. Hence, contact less temperature check as a mean of screening children in school may not be effective.

According to the lead author of the study:

“… the viral loads of these hospitalized patients are significantly lower than a ‘healthy child’ who is walking around with a high SARS-CoV-2 viral load.”

My dear lovelies, the reason I am mentioning this study is due the current debate about the reopening of schools, daycare centers and other locations with a high density of children and close interaction with teachers and staff members. According to Alessio Fasano, director of the Mucosal Immunology and Biology Research Center at MGH and senior author of the manuscript. “During this COVID-19 pandemic, we have mainly screened symptomatic subjects, so we have reached the erroneous conclusion that the vast majority of people infected are adults. However, our results show that kids are not protected against this virus. We should not discount children as potential spreaders for this virus.”

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Children has higher level of viral load, meaning they are more contagious, regardless of their susceptibility to developing COVID-19 infection. According to Harvard Medical School, As MGHfC pediatricians, both Yonker and Fasano are constantly getting questions from parents about the safe return of their children to school and daycare. They agree that the most critical question is what steps the schools will implement “to keep the kids, teachers, and personnel safe.” Recommendations from their study, which includes 30 co-authors from MGHfC, MGH, HMS, Massachusetts Institute of Technology, Brigham and Women’s Hospital and Harvard T.H. Chan School of Public Health, include not relying on body temperature or symptom monitoring to identify SARS-CoV-2 infection in the school setting.

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Additionally, the researchers emphasized the relevance of infection control measures, including social distancing, universal mask use (when implementable), effective hand-washing protocols and a combination of remote and in-person learning. They consider routine and continued screening of all students for COVID infection with timely reporting of the results an imperative part of a safe return-to-school policy.

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As we debate about school reopening, our leaders should take this study into consideration. This is the most comprehensive study to date. We should all question our state representatives and leaders. Our children are not immune from coronavirus. Just today a six year old child has become the youngest victim of COVID in Florida. Let’s not put any more children and educators’ lives at risk. I urge you to demand your lawmakers to do the right thing. Let do this for the children who don’t have a voice of their own.

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COVID-19 Update 


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Hi there my beautiful lovelies! Hope you all are doing well and staying safe. Today I will give a short update on the COVID-19 pandemic. According to the Johns Hopkins’s University, 19.5 million people has been infected with this corona virus globally, of whom 723,693 have succumbed to the virus.

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In the United States alone, close to 5 million people have been infected with COVID-19, and over 160,000 people has died. There are people who question mask use and its efficacy, but the science is clear. Mask will protect you and your loved ones from contracting and dying from COVID-19. It is the seat-belt of your life.

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New projection data suggest that as much as 300,000 people will die from COVID-19 by the end of the year. Imagine this, those 300,000 are someone wives, husbands, partners, siblings, children, parents, grandparents, grandchildren. Imagine your loved ones among those. I know it is extremely hard to imagine. Even has a public health professional it is hard for me to think that way.

However, my dear lovelies! This can happen and has happened to me. Not too long ago, my aunt was diagnosed with COVID-19, along with my pregnant cousins, my toddler niece. Those my cousins, and niece has been lucky to only have minor symptoms, my aunt with many pre-existing conditions, landed in the ICU. Now imagine, you are suffering from COVID-19, unable to breath and all hospitals are rejecting to admit you. This is exactly what’s happening in Bangladesh. People are being turned away because of the fear of transmission of the virus and left to die without treatment. Only the privileged few get the treatment because they have the political and economical power. How do I know? I have family members in Bangladesh, both in privileged and unprivileged category. My aunt was among those privileged who got added to ICU and put on ventilator for two months. She survived and is very weak, dependent on oxygen for breathing.

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My dear lovelies! New studies have shown that if we all just wear our mask, we can save 70,000 people from dying from COVID-19. Yes, I am saying 70,000 people. That’s 70,000 parents, children, siblings, grandparents, grandchildren, spouses, partner, loved ones. If you had the power of saying 70,000 lives wouldn’t you do that? We all have our freedom, but freedom that lead to the mass death of people is not freedom, it’s negligence. If we all just use our will power, to accept the situation and follow the public health measures to protect and save lives.

I will end with one thing. Please wear mask and social distance. COVID-19 is not being over-exaggerated for political reason, or due to increased testing. These are actual numbers, because the number of hospitalizations has increased and number of death has increased. You have the power to save 70,000 lives. Just as you wear your seat-belt every time you drive, wear mask. You have freedom to run around naked, but will you do it? There is some basic common sense. If you are doing everything on your power to protect you and your loved ones, just stay away from those who refuse to do the same. You have the power. Please wear mask, social distance, wash your hands often, do not touch your face. I pray everyday that we overcome this pandemic soon, and we all are safe and healthy.

In the meantime don’t forget to checkout my Facebook Page, YouTube channel, Twitter page, Instagram page and bloglovin page, along with My Amazon recommendations. Please follow me.

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Thank you

Do This Every Day for a Zenful Life


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Hi there my lovelies! Hope you all are doing well and staying safe. Have stopped during your day just to take in your surrounding? It might sound crazy but in our daily machine-like lives, we spend majority of the time running and working like bunch of machines set out everyday to complete day-to-day jobs. However, if we just take a moment to just take in our surrounding, we can all create fulfilling lives for ours. My friends! We just need to do one thing everyday to leave a healthier life: breathe.

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I have mentioned in my previous post, how deep breathing helped me acknowledge my anxiety and let me become more relaxed and grounded. Breathing is a very powerful mechanism that will help us find zen in our life. So, let us all take the initiative to give ourselves room to breathe, take deep breathe every day. Take your time just to take deep breathe during each of the following situation:

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  1. When you wake up in the morning. It will kick start your day fresh and ready to thrive.
  2. When you are tensed take a deep breathe. It will relax you.
  3. When you are moving too fast and unable to focus, breathe. It will bring you back to the present.
  4. When you are angry, take a deep breathe. It will help you become grounded and prevent you from anything that you will regret later.
  5. When you are with your loved ones, take a deep breathe. I will help you take in the moment and capture it in our heart.

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My dear lovelies! Life is fleeting by fast. Let us all take deep moments to capture the various moments in life. After all, moments don’t last long.

I would love to hear your daily ritual to find zen in your life. What works for you or doesn’t work for you? Please share.

In the meantime don’t forget to checkout my Facebook PageYouTube channel, and bloglovin page, My Amazon recommendations. Please follow me.

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Using Personalized Design for Decor


Hi there my lovelies! Hope you all are doing well and staying safe. As I have shared with you before, I have in the process of redecorating my home without breaking my bank. Let’s face it, I am also in my journey towards financial freedom, which means penny pinching. Hence, I will be relying a lot on Dollar Tree and Dollar Stores. However, the one I am sharing with you now is through Etsy before I went on a financial diet. Today, I wanted to share with another great experience that I had with another small business owner at Etsy. I am talking about CopperFoxCompany.

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My beautiful lovelies! I have these wood pieces with bark as coasters. It gives a chic cottage vibe that I like. To be honest, I don’t know what my design style is. With work, life, taking care of family, I really don’t have time to focus on specific design style. All I know is that my family and I like clean lines with neutral colors. I went on to the HGTV website and took a quiz and it showed my design style is modern cottage chic. All that matters to me is that there are clean lines.

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That being said, with the additional of the beautiful stove top, I wanted to continue the theme. Hence, I went online to Etsy to find something personalized and had woodwork motive. I went found this store, know as CopperFoxCompany with some unique items. I found this beautiful tray with matches our coaster bark color. Hence, I went online and thanks to a promo code was able to save on my order.

The seller was very nice, and I was very impressed with the final product. I now have a very beautiful way to organize and display my coasters. It feels less cluttered. I was impressed by their service, so I decided to share it with you. They were very kind to offer me 25% promo code for my viewers and readers. Check out their other items:

I am not affiliated not CopperFoxCompany in any shape of form. I am not getting paid to promote their product. I am glad to share my good experience with you. If you like what you see please use the link here and use the promo code Allaboutme31 to receive 25% of your order. It can be great DYI project but I just don’t have that patience. I want to admire and appreciate the individuals who take their time to do such wonderful works and I want to help small business. So, please check them out. However, if you do have a chic DYI project of your own, please share, I would love to see and appreciate your talent.

My dear lovelies! Please stay safe and I know together will overcome these tough times, because we are the people of the United States of America. United we can do and overcome anything.

In the meantime don’t forget to checkout my Facebook Page, YouTube channel, and bloglovin page, My Amazon recommendations. Please follow me.

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