The Easiest Way to Invest for Your Future


Hi there my lovelies! Hope you all are doing well and being safe. Have you thought about investing but don’t know where to start. The past decade I have been struggling to figure out a way to invest outside my 401k. To be honest, the word invest intimidated the heck out me. Where do I even start? I can’t afford invest a lot of money. That is when I found out about Robinhood. It’s a free investment platform, where you can buy fraction of a stock like google, Amazon, Apple, Facebook, Netflix for as low as $1.

Based on thecollegeinvestor site

There are several companies that provide free investment opportunities. Firms including Charles Schwab, Robinhood, Square, SoFi and Stash all allow investors to buy fractional shares of individual stocks and, in some cases, ETFs, for $1 or more. I ended up choosing Robinhood. The process of signing up was quite simple and easy to follow. I am not investing outside of my 401k for retirement. I am investing to use three to five years down the road.

My dear lovelies, if you are putting off investment because it’s intimidating, or you don’t think you have enough to invest then check out the above firms. Hopefully, the investment process will be simple and smooth for you and you will well on your way to a better future. If you don’t know where to invest consider the following recommended by Motley Fool: Amazon, Apple, Facebook, Google, Microsoft, Netflix, Chewy, Fastly, Zoom, Shopify, Square, Oka.  Motley also highly recommends their “FAZER stocks”.  (F-Fastly, A-Appian, Z-Zoom, E-Elastic, R-Roku.  I am in no way a stock expert. I have a novice. But doing some research and following expert recommendations, my stocks increased between 0.85% to 286.26%. Don’t get me wrong I have dozens of stocks which decreased from 0.07% to as high as 55.13% since I started investing in late January. However, the one thing that I have learned is in order to succeed you have be in for a long run. Hence, I am patiently waiting. I have learned not to look at my stocks everyday and mini anxiety attacks.

Ups and downs are the name of the investment game. However, if you sell your stock every time it goes down, you will not succeed. Your goal for investment should be at least 3 to 5 years.  Trust me, it’s a learning curve but with patients and doing your homework will lead you to success. As for me, before deciding to panic about my stocks, I try avoiding looking at my stocks everyday and just keep my eye on the finish line and l know that it will be all worth it at the end. I have sold some stock based on my homework, but those were exceptions based on expert recommendations.

Hope you enjoyed reading this post as much I enjoyed writing this post. During this time of uncertainty, it’s very easy to lose hope. Trust me, I am sleepless thinking about the amount of debt I have. However, if we stay focused and stay on our path, we will overcome. I would love to hear your feedback about investment: what worked for you and what didn’t. Wish you the best on your investment journey. If you have any questions don’t hesitate to contact me. I will be honored to share my experience, as a novice myself.

In the meantime don’t forget to checkout my Facebook PageYouTube channelTicktock and bloglovin page. Please follow me.

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How I got into public health!


Good morning my lovelies! Hope you all are doing well and staying safe. I have been blogging on an off for few years now. I thought, since I have not shared much about myself with you, why don’t do that. Today, I will tell you the story of how I got into Public Health. It was definitely not my first choice, but I am glad that I am in Public Health.

Growing up, I had a clear plan about my future and what I wanted from life. I had a notebook planning the detail intricate of my future. Why? Isn’t it obvious? I was a control freak, who wanted to control every part of my life. I wanted to be a doctor since I can remember, and I had every goals planned. I wanted to go to college with full scholarship (since my parents couldn’t afford to pay my tuition) and then go to medical school. So simply…but is it?

I almost fulfilled the first part of my goal. I did get 90% scholarship to attend George Washington University. I had full scholarship to other universities but GW was my first choice. In college, not have I learned about the typical educational lessons but some great practical lessons as well. It taught me that live can’t be under my control. I will need to let go of things in order to succeed. Struggling with that gave rise to the beginning of my generalized anxiety disorder (Stay tuned for a separate post about that), which led to so many panic attacks.

My dear lovelies! Each time my life did not go account to my plan, I had a major panic attack. I graduated with honors in Biology, a typical premed major. Little did I know that it will really limit my career choice if I didn’t go to medical school. Well, my dad did tell me to consider other major, but at that time my crazy teenager self thought my dad was against me. To tell you the truth, I had quite a decent MCAT (Medical College Admission Test) school but could have led to acceptance to any in-state schools, but the problem that I faced was that I was a Washington DC resident, and there were no DC in-state medical school. Hence, the competition was already tougher for me.

After graduation, I was put on wait list to medical school and what threw me out. I did not apply for work because my plan was to go to medical school, the fall after my college education. Hence, I was unemployed after graduation. When I applied for job I did not get any job offers because all potential employers believed I will leave either for grad school or other further education.

They were right. Frustrated and angry, I decided to apply for a dual masters and medical school program. One thing I knew at that time is Biology will not take me anywhere. This was the very first time in my life I did not have an answer. I decided to do some research and dig deep and hard into my soul. Those were some very long months. My research led me to realize how much I loved taking this public health course in college. I told myself may be that would be a bonus to have as a background. Well, it will add to my medical degree. Hence, I started to apply to dual MD/MPH programs.

Of course, I heard back from graduate school first. So, I started my Master is Public Health Program in Epidemiology that fall. Boy, this program opened my eyes. While being a full time student again, I was working part time at Children’s National as a research assistant. I worked as a research assistant before but they were all lab job. This was the very first time I was working in clinical research. My work and school made me release how much I liked public health, that looks at the overall big picture. In medicine I would have only been looking at individuals. That was the very first time I realized I did not know what I wanted to do in life. I ended up getting into medical school but by then I realized that medical school after all, was not for me.

Dear lovelies, it was at time I realized that things will happen to us when we are ready for it, not before or after. I graduated with a MPH is epidemiology. I graduated with a full time job offer in my hand to work in clinical research at Children’s National. I graduated and became a full time clinical research professional. I ended up working at Children’s for 10+ years with a second graduate degree for free. I am working in clinical research as an analyst and I could not have asked for me.

What the past decade has taught me is ‘to always live in the moment’. I know it’s very easy to say but very heard to do. Those very words have set me free. I remember when I first started my training in Public Health I used to be addressed as Poop Inspect. I was not taken seriously. Even when I talk about how little we are prepared for an eminent pandemic, all of us public health professionals were laughed at. Now, I am longer called a poop doctor, but at what cost?

My lovelies! I still leave every moment in the moment and l love working in the public health program. I am so glad I have grown from my experience, which has led me to being who I am today. I still have anxiety disorder but have learned to manage it quite easily. Once thing life has taught me is that live in the moment and be happy with the way things are. Well, it could have been worse. I see the world as glass half full and “Miles to go before I sleep, and miles to go before I sleep”.

My dear lovelies! That’s a small glimpse in my life. I would love to hear how you came to be who you are now. Hope will love reading this post as much as I loved writing it.

In the meantime don’t forget to checkout my Facebook PageYouTube channelTicktock and bloglovin page. Please follow me and like my content.

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My Declutter Project


Good Morning my lovelies! Hope you are doing well. Hope you had the chance to visit my new YouTube channel. You didn’t? Well, there’s still time. Do it now. I would love to hear your feedback. I would really appreciate it if you could please subscribe to my channel and like my videos. I really mean it!

Now that part is taken care of today I will take you to a virtual trip with me to declutter. Why is this important you ask? Well, you have know me than one thing you know for sure I am a lazy gurl to do stuff with less effort. Lol…why do I say that about myself? Well that’s true. I like to spend more time in life doing what is important to me, that’s living in the moment. Another thing you should know about me is that I am a shopaholic with generalized anxiety disorder. How does that have to do with declutter? Well, when you are dealing with the above to problem, your life can easily turn to that of a borderline hoarder. That’s exactly what happened to me.

Hence, staying at home has given me the opportunity to do some decluttering. I have a long way to go but at least I have started! The very first place that I have started is the kitchen. Please check out my above video where I showed a glimpse of my decluttering project. First of all storage boxes, shelf organizer, labels, and drawer dividers have been my lifesaver. I have ADD and memory issue (from medicine side effect). Hence, forgetting is a common part of my life. This is where labeling has come in very handy for me.

My mom always tells me, if my head wasn’t attached to my body, I would ave forget it long time ago. This is very true. After organization, I would lose (misplaced may be the more accurate term) very easy, and label made it easier for me to easily locate everything. You see, the clutter started in the first place because I wanted everyone on my sight so that I don’t misplace them and when you know that for everything, things can get out of control easily. That’s why I needed this decluttering project as a cognitive/behavioral therapy.

First of all, keeping like items in boxes can not only make your life easier but can also keep your items organized. mDesign boxes has been my lifesaver when it comes to organizing. My kitchen is full of different types of these boxes.

Next, these airtight food containers are another life saver. Moreover, it comes with the chalkboard label and marker. Beside, they are also stackable, which makes it quite easy to stack them and look organize. Where it’s cookies, flour, cereal, sugar or anything. I have them all in these stackable airtight containers and have them labeled so that they can be identified easily. Now I don’t have to look through items for half an hour everyday. It has made my life so easier.

Next, these airtight food containers are another life saver. Moreover, it comes with the chalkboard label and marker. Beside, they are also stackable, which makes it quite easy to stack them and look organize. Where it’s cookies, flour, cereal, sugar or anything. I have them all in these stackable airtight containers and have them labeled so that they can be identified easily. Now I don’t have to look through items for half an hour everyday. It has made my life so easier.

As I have mentioned earlier, chalkboard labels have been my new BFF. Don’t tell the storage boxes that I did it.All my items are now labelled, thanks to these handy little guys. It makes it so much easier to me to locate items.

Shelf organizer has been my another life saver. As you can see the video It has allowed me to organize my spice jars in a way that is easy to get to. I absolutely love new new organized kitchen.

Howe do you organize your kitchen? Do you have any tips for me? I would love to read your feedbacks.

——————————–Happy Reading ———————–

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Target Same Day Delivery Through Shipt – Feedback from My First Use


Hi there my beautiful lovelies! Hope you all are doing well. I want to start by requesting you to please subscribe to my YouTube Channel, and like my videos. I hope you all are ding doing well and staying safe. With the advancement in technology, brick and mortar stores are becoming obsolete. I for one, is a big fan of the community brick and mortar stores, but I do have to confess, lately, I have been focusing a lot on online shopping, from buying day-to-day items to fashion items, and even restaurant delivery and grocery services.

One such online grocery service is the Target Same Day Delivery With Shipt. In 2017, target bought the leading tech company on same day delivery service, known as Shipt for a whooping $550 millions cash. What this new service does is you go online to the Target.com website and order items from the same day delivery items. Once you place your order, one of Shipt’s 20,000 shopper will go to the store and pick up the items for you and deliver it to your doorstep. What an amazing concept right? The past few months of the COVID-19 pandemic alone, Target saw a whopping 300% increase in the use of their shipt service.

I for one wanted to see what the hype was about. Since the beginning the pandemic, we all are taking extra precaution to keep us and our loved ones safe. I myself have taken so many steps to keep my vulnerable loved ones safe. Beside frequent hand-washing, social distancing, wearing masks and gloves. I have also started doing a lot of the shopping online. Whether ordering delivery from my local restaurants through various apps. i have also taken steps to buy grocery items online. Today, I will talk about one such service, known as the Target Same Day Delivery With Shipt.

I decided to try the Target Same Day Delivery service because I wanted to use up my Target gift card. I have used online grocery service before, including Amazon and Instacart (reviews to follow soon), and wanted to see for myself, which is the best service for me.

I went to the target website, and chose the items I needed from the Same Day Delivery section around 12:54 in the afternoon. At around 1:59 pm, I received a text from the shopper introducing himself. Around 2:06 pm, I received another text that the shopper has finished shopping and is on his way.

Around 2:54 pm, I received a text that my ordered was delivered and I should take my food inside immediately, I open the door and nothing. I text the shopper did not hear back. I decided to call the Target customer service to get some answers. What happened next, I will never forget. After waiting a long time and back and forth between menus and options, I was finally transferred to the customer service agent. Once, I tried to explain what has happened, I was put on hold for over 30 minutes. However, after patiently waiting the line was transferred back to the main menu. As I went through all the options again to reach the customer service representative, I get disconnected this time after over 30 minutes. With frustration and anger, I text shopper asking about his whereabouts. I finally receive a text back from the shopper around 3:52 pm, saying that he’s on his way. I wait over more minutes and around after 4:30 pm, the shopper finally drops of the items. He was kind enough to apologize for the delay and explained that he had a difficult experience with the previous order.

When I quickly glimpsed through the items, I saw that I have received all of the items. I asked the shopper and he mentioned that he did not find all the item. I go online and see that under order details, it still says that I received those items even though I didn’t. At this point after being beyond frustrated and annoyed I put a reminder on my phone to report issues to the order today.

My dear beautiful lovelies, I have to admit that I am an avid online shopper, but in my years of online shopping, I have never experienced just horrible experience with an online order service. The customer service was horrible at best and very frustrating. I am glad that I have tried this service, because now I know that will never use this service again. Overall, I will give the Target Same Day Delivery with Shipt a 0 star and would not recommend it to anyone. As I have mentioned before, I am trying to add meaningful posts that are true to me and my own opinions. My goal is that you help you make informed decision.

I would love to hear about your experience with the Target Same Day Delivery Service. Have you had a similar or different experience? What same day delivery service would you recommend. Please comment below. Your feedback will help me get better.

Additionally, if you get a chance please follow my Facebook, Instagram, and Tiktok page, and like the contents. Hope your days are blessed and kind as ever.

——————————— Happy Reading —————————————-

An Introduction to My YouTube Channel


Hi there my beautiful lovelies! With this post, I want to officially introduce my new YouTube Channel to you guys. As you have me your support over the past you years, I hope you will show the same support on my YouTube channel. Please take your time to check my channel. I would really be honored if you subscribe to my channel and like my video.

I tried to introduce myself through my artwork. Hope, you will enjoy the video as much as I enjoyed making it. I will try to add contents that are true to me and my point of view. Additionally, if you get a chance please follow my Facebook, Instagram, and Tiktok page, and like the contents.

I end tonight with some quotes from some famous leaders of our nation. I try everyday to live by these words. Good night my lovelies! Take the time and hug your loved ones little hard tonight and live in the moment. Today is a gift and that’s why it’s called a present.

Good night! May God bless all the people of the world, the great United States of America and everyone or their loved ones throughout the world who are suffering from COVID-19 or have succumbed to the pandemic.

—————————————— Happy Reading ——————————————

Quote of the Day


I try hard to follow this path. I always try to see as a glass half full insead of half empty. That has made a real difference in my life to be satisfied with what I have.

Please remember, live for the moment and enjoy every moment and that will make it even more memorable.

Don’t forget to check out my Facebook Page and follow on Instagram @allaboutme3181. Are you on Bloglovin? Let’s add each other. Please follow me and comment below with your information so that I can follow you back.

———————————– With Love: Munziba ———————————-

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Quote of the Day – Look for The Blessings


I try hard to follow this path. I always try to see as a glass half full insead of half empty. That has made a real difference in my life to be satisfied with what I have.

Please remember, live for the moment and enjoy every moment and that will make it even more memorable.

Don’t forget to check out my Facebook Page and follow on Instagram @allaboutme3181. Are you on Bloglovin? Let’s add each other. Please follow me and comment below with your information so that I can follow you back.

———————————– With Love: Munziba ———————————-

Instagram: @allaboutme3181

Follow my blog on  Bloglovin

Happy Valentine’s Day


valentine
By Bitmoji

Hi there my lovelies! Hope you are doing well. Today, I will keep my post short and wish my lovely readers a wonderful Valentine’s Day. I love you guys and I believe I should not choose I day to show my appreciation for my loved ones and reader. However, if I have not done so lately, I want to let my blogging family know how much I love and appreciate you guys. I hope you have a great time with your loved ones and enjoy every moment of it. Please remember, live for the moment and enjoy every moment and that will make it even more memorable.

Don’t forget to check out my Facebook Page and follow on Instagram @allaboutme3181. Are you on<Bloglovin? Let’s add each other. Please follow me and comment below with your information so that I can follow you back.

———————————– With Love: Munziba ———————————-

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Flu Why Thy Make Me So Miserable!


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Hi there my loveliness! Unlike me, hope you are doing well and did not fall into the trap the miserable flu. According to Center’s for Disease Control (CDC), this year’s flu is worse than any since any since the 2009 swine flu epidemic and is getting worse. Most people with the flu this season are infected with the H3N2 virus, one of the most severe — and deadly — strains of the seasonal flu. If you catch, you are miserable. Some of the common flu symptoms are:

  • Muscle or joint aches
  • Pain and tiredness around your eyes
  • A warm flashed skin,  watery eyes
  • A runny nose or a sore throat
  • Weakness
  • A headache
  • A dry cough

Get immediate medical help if you have any of the following:

  • Trouble breathing or shortness of breath
  • Pain or pressure in your chest or belly
  • Sudden dizziness
  • Confusion
  • Severe vomiting

For children, if they start to get better and suddenly turn for the worse get immediate medical help since that can be a sign of bacterial infection.

This year the flu vaccine is only about 30% effective. However, to me, 30% is better than nothing. Additional, it can lessen the severity of the virus. Also, remember the flu shot does only protect you from the flu shot, it protects immuno-compromised people around you from you.

My lovely friends, I am no way a physician. Hence, take a physician’s advice. However, please follow some good hygiene to keep yourself safe: always wash your hands, eat a lot of vitamin C to boost your immune system.

Have you or your loved ones been attacked by the monster flu recently? How have you dealt with it? I would love to hear from you.

Hope you enjoy this post and as much as I love writing it. Don’t forget to check out my Facebook Page and follow me on Instagram <@allaboutme3181. Are you on <Bloglovin? Let’s add each other. Please follow me and comment below with your information so that I can follow you back.

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Fabfitfun Summer 2017 Subscription


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Hi there my lovelies! Hope you are doing well. I know I am little behind but wanted to go over the Summer Fabfitfun subscription.

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One thing I loved this box this that it got you all set for the summer with a weightless sunscreen with SPF 50+, a gorgeous ruana that triples as a scarf, sarong, and poncho, a glass water bottle to ensure you stay hydrated. You can also add some flare to the box with soothing eye concentrate, highlighter, massage oil, natural stone necklace, and even an art kit.

Eau Thermale Avene Ultra-Light Hydrating Sunscreen Lotion SPF 50+ (Retails $24): This sheer light sunscreen contains broad spectrum SPF 50+ UVA/UVB filters and is enriched with powerful antioxidant and soothing Avène Thermal Spring Water. I have to say, this sunscreen is quite light and hydrating. I one thing that I loved the most about this lotion is that it meets the TSA size standards.

Michael Stars Ruana (Retails $54): I love this scarf. You can as a scarf, sarong, or simply drape it like a shawl. I love the soft fabric. I wore all summer long so many different ways. I still wear it.

Little bkr – 500 mL (Retails $35): This gorgeous rosy glass water bottle comes in convenient 500 mL to carry to the gym. What better way to stay hydrated.

Little bkr Juice Beauty Smoothing Eye Concentrate (Retails $29): This concentrate contains certified organic grape and carrot juices blended with essential fatty acids and Vitamins B5, C and P to hydrate for healthy, beautiful eyes. It’s daily essential for all skin types. I have sensitive skin. It feels great on the skin. I haven’t been using this long. I love that it contains natural, organic ingredients. I can’t wait to see a difference.

Way of Will 03 Soothe and Cool Massage Oil (Retails $29.50): Had a rough day or workout? This massage oil infused with 100% natural essential oils. The oils improve the protective barrier function of the skin, increase hydration, elasticity, and suppleness, while cools affected areas post exercise. I found it quite soothing.

Cargo HD Picture Perfect Highlighter in Bronze (Retails $30): Its lightweight and velvety powder formula go on flawlessly yet remains invisible to the camera. I love that it silky smooth formula and how subtle yet buildable it is.

Kris Nations Mystic Bar Necklace in Moonstone (Retails $58): These stones are hand-cut by craftsmen in India and each one has an attribute that helps you live every day with positive intentions. It’s made with 18k gold overlay with moonstone which provides inner peace, strength, and growth.

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Amy Tangerine “Ready, Set, Create!” Art Kit (Retails $22): The goal of this kit is to bring your inner artist. To be honest, this my least favorite. I used to paint with oil paints and this looks like kids stuff to me. I guess I will have to give it to my niece.

My dear readers the summer subscription retails for a total of $251.50. If you like see subscribe to Fabfitfun for $49.99 per quarter. Click here to get $10 off for your first box. I LOVE receiving a surprise box of amazing beauty, fashion, and lifestyle items for just $49.99 (the box is retailed at over $200+).

What item do you like the most in this box? Please comment below. I really like to hear your feedback.

Hope you enjoy this post and as much as I love writing it. Don’t forget to check out my Facebook Page and follow me on Instagram @allaboutme3181. Are you on Bloglovin? Let’s add each other. Please follow me and comment below with your information so that I can follow you back.

———————————– Happy Reading ———————————-

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